Home Loan Calculators for Australian Mortgage Planning

Our suite of mortgage calculators is designed to help you make informed financial decisions with ease. Whether you're a first-time homebuyer or a seasoned property investor, these tools provide valuable insights into your borrowing capacity, repayment options, and more.

Borrowing Capacity Calculator for Home Loans

Use this to estimate how much you may be able to borrow based on income, expenses, commitments, credit limits, interest rate and loan term.

Estimated borrowing capacity $0
Applicant Type
$120,000
$0
$0
$0
0
6.25%
30 years
$600
$10,000
Lender standard living expense $0 per month

Mortgage Repayment Calculator for Weekly, Fortnightly and Monthly Payments

Use this to estimate repayments for a home loan and compare principal and interest, interest-only, monthly, fortnightly and weekly repayment options.

Estimated repayment $0
$650,000
6.25%
30 years
Payment Frequency
Calculation Method
Repayment Type
Loan amount vs years $0 interest

Stamp Duty Calculator for Australian Property Purchases

Use this to estimate transfer duty, first home buyer concessions, and foreign purchaser surcharge for Australian states and territories.

Estimated stamp duty $0
Property Type
$750,000
First Home Buyer
Principal Residence
Foreign Purchaser

Official State Revenue Stamp Duty Calculators

Use these official state revenue calculators to confirm the final duty amount before relying on any estimate.

Each state and territory has its own transfer duty rules, concessions, surcharges, and eligibility tests. Use this site calculator as a guide, then confirm the final amount with the relevant state revenue calculator.


Funds to Complete Calculator for Property Purchases

Use this to estimate how much cash you may need to complete a purchase after loan amount, stamp duty and LMI are considered.

Funds to complete $0
$750,000
$600,000
Property Type
First Home Buyer
Single Parent
Principal Residence
Foreign Purchaser

LMI Calculator for Lender Mortgage Insurance

Use this to estimate lender mortgage insurance based on your loan amount and property value.

Estimated LMI premium $0
$750,000
$650,000
Capitalise LMI to Loan

Offset Account Benefits Calculator

Use this to estimate interest savings and possible time saved by holding money in an offset account.

Estimated interest saved $0
$650,000
6.25%
30 years
$50,000